Accidents happen, it’s part of life – but if an employee experiences an injury in the workplace, they are entitled to financial compensation that covers their losses incurred as a result of the accident. As an employer, you must ensure that your employees receive all the support they need to reach full recovery from their injuries.
Here is a brief guide of actions for employers to take in the moments surrounding the accident, as well as what to expect in the weeks or months to come.
Make an assessment immediately
If you are informed of an employee accident, you should attend to the scene as quickly as possible. Take control of the situation and ensure all other employees are removed from the site of the accident to avoid unnecessary stress and any further injuries.
Assess your employee’s injuries and if they are severe, it’s vital that you seek medical assistance immediately. Company insurance policy will cover worker’s compensation, including any related medical expenses, so don’t worry about your finances, focus on the safety and care of your employees.
Prepare your statement
Immediately after dealing with the accident, record a written statement of your version of events. Even if you weren’t on site, you will be required to provide the attorney with a report during the deposition phase of their claims process.
Depending on the severity of the accident, you may need to inform senior management to prepare shareholders and management teams on what to expect as the situation unfolds.
Call the insurance firm
Inform your company’s insurance provider of the accident and the extent of your employee’s injuries. Providing them with fair warning ensures that your employees claim will be dealt with promptly.
Expect a visit from a solicitor
Your employee will file a personal injury claim against the company for which a solicitor will visit the accident site to collect evidence to support their claim.
It’s important not to hold any resentment towards your injured employee and to respect their right to file a personal injury claim.
Lastly… Don’t let the accident get in the way of running your business! Accidents are bound to happen, and as a responsible employer and businessperson, you must be prepared to handle them.